While President Obama was in Iowa on Monday talking about how to make college more affordable, Iowa Senator Chuck Grassley is introducing a bill this week designed to reduce student loans — and debts. Grassley, a Republican, says borrowing too much money on a student loan can turn academic dreams into financial nightmares. He says he based part of the legislation on a successful program at his alma mater.

“The University of Northern Iowa has started out counseling students about how much to borrow and not to get too far into debt,” Grassley says. “The average debt of UNI students has gone down $842 over the last year.” U-N-I’s “Live Like a Student” program includes workshops and courses designed to educate students on the importance of living within their means while they’re in school so they don’t need to live like a student later in life.

A few years ago, Grassley met with then-University of Iowa President Sally Mason to discuss the massive amount of debt students can quickly rack up when they borrow more money than they need for tuition, books and room and board. “The average student graduates from the University of Iowa with about 29-, 30- or maybe now it’s $31,000 of debt,” Grassley says. “She said if they borrowed what it took to actually get the degree based upon the costs that I just mentioned, that it would be about $13,000 less.”

More than 200-thousand Iowans have student loans, or about 72-percent of Iowa’s college graduates, the fourth highest percentage in the country. Grassley says his bill, called the Know Before You Owe Federal Student Loan Act, would make counseling an annual requirement before new loans are handed out, rather than just for first-time borrowers. “It increases the amount of information students receive about federal student loans,” Grassley says. “This includes their potential ability to repay but rather than after signing on to tens of thousands of dollars in debt to Uncle Sam. In other words, if you can’t repay your loan, maybe you better think about whether you ought to take it out in the first place.”

The bill adds several key components to the information colleges would be required to share with students as part of loan counseling, including:
· An estimate of the student’s projected loan debt-to-income ratio upon graduation based on the starting wages for that student’s program of study and the estimated total student loan debt the student will likely take out to complete the program.
· A statement that the student should borrow the minimum amount necessary to cover expenses and that the student does not have to accept the full amount of loans offered.
· A warning that the higher a borrower’s debt-to-income ratio is, the more difficulty the borrower is likely to experience in repaying the loan.
· Options for reducing borrowing through scholarships, reduced expenses, work-study or other work opportunities.
· An explanation of the importance of graduating on time to avoid additional borrowing, what course load is necessary to graduate on time, and information on the impact of adding an additional year of study to total indebtedness.

(Radio Iowa)

Thousands of sexual assault victims in Iowa are hoping a federal grant to the state could lead to criminal charges in their cases. Rebecca Stout, with the Iowa Coalition Against Sexual Assault (IowaCASA), says Iowa has a large backlog of untested sexual assault kits. Many victims are unaware that their cases have been on hold because of the situation. “It can be very disheartening for them to find out that their kit has never been tested and there’s never been an active investigation into the crime committed against them,” Stout says.

The U.S. Department of Justice last week announced Iowa will receive a $2 million federal grant to conduct an audit of the untested kits. “We don’t have an exact number of untested kits in Iowa, so that’s going to be part of this process — doing a survey of law enforcement to see how many kits they do have that have not been tested,” Stout says. The process could lead to criminal charges in unsolved cases where DNA evidence was collected. One of the reasons for the backlog is money. Testing costs around $1,000 per kit. Another issue, according to Stout, is a lack of national protocols for handling the kits.

“There are times when the lab is either backed up or they’re down in numbers of personnel and they’ll ask that only kits (cases) that are actively being investigated should be sent in for processing,” Stout says. Iowa isn’t the only state with a backlog of untested rape kits. The $2 million for Iowa is part of a $79 million grant to combat the accumulation of untested sexual assault kits held by law enforcement agencies across the country.

(Radio Iowa)

ONAWA, Iowa (AP) – A 23-year-old has pleaded guilty to a lesser charge stemming from the shooting of another man in western Iowa. The Sioux City Journal reports that Joshua Beam, of Arion, was convicted last week of reckless use of a firearm. Prosecutors had lowered the original charge and dropped others after making a deal with Beam. His sentencing date hasn’t been set.

The Monona County Sheriff’s Office says Beam was arrested in December in Mapleton after authorities found Eric Franco with a gunshot wound to the head. Authorities say Beam and Franco had consumed alcohol and then began to wrestle. Authorities say Beam pulled out a handgun and fired three shots. One struck Franco.

A Glenwood man was arrested Monday on Theft and other charges. According to Glenwood Police, 25-year old Adam Houchin was taken into custody for Theft in the 3rd Degree and ongoing criminal conduct. His cash bond was set at $27,000.

STUART, Iowa (AP) – A 36-year-old Des Moines man has been charged with kidnapping and sexually assaulting an acquaintance. Stuart Police Sgt. Ryan Harding says Corey Drake held the woman at a motel in Stuart overnight Saturday. She talked to police on Sunday, and Drake was arrested at his home.

Adair County Jail records say Drake remained in custody Tuesday. News about the allegation stunned some residents in Stuart. Resident Nate Westre told Des Moines television station KCCI that, “You never want to hear about that anywhere, but especially in your hometown . your backyard.”

The Atlantic Police Department today (Tuesday) released a report on 10 arrests taking place over the past week. On Sunday, officers arrested 40-year old Kaela Holt and 39-year old Jeremy R. Peterson, both of Atlantic. They were taken into custody on Cass County warrants for Disorderly Conduct, with Peterson also arrested for Interference with Official Acts.

On Saturday, Atlantic Police arrested: 19-year old Christian Cook, of Atlantic, for Possession of a Controlled Substance and Trespassing; 32-year old Randi Shafer, and 32-year old Jacob Leary, both of Atlantic, were arrested for Burglary in the 3rd Degree and Theft in the 5th Degree; and, 32-year old Mike Henson, of Atlantic, was arrested for Public Intoxication and Disorderly Conduct.

Last Friday, officers with the A-PD arrested 32-year old Bryan Kirby, of Atlantic, on two counts of Possession of a Controlled Substance and Possession of Contraband. And, 19-year old Sarah Porter, of Cumberland, was arrested for Possession of a Controlled Substance as well as Possession of Drug Paraphernalia.

On Thursday, 19-year old Douglas Cline, of Coin, was arrested for Possession of a Controlled Substance/Marijuana, Drug Distribution to a Person under 18, Possession f Drug Paraphernalia, Contributing to the Delinquency of a Minor, and Unlawful Possession of a Prescription Drug.

And, on Sept. 7th, 34-year old Jason Trotter, of Atlantic, was arrested for Violation of a No Contact Order.  All subjects were booked into the Cass County Jail.