United Group Insurance

Atlantic man arrested on assault charge

News

February 28th, 2013 by Ric Hanson

An Atlantic man was arrested this (Thursday) morning on an assault charge. According to the Police Department, 57-year old Andy Housman has been charged with Domestic Assault, in connection with an incident which allegedly occurred Wednesday in Atlantic, and involved a woman in her 40’s. Housman was booked into the Cass County Jail and held pending an initial court appearance.

8AM Sportscast 02-28-2013

Podcasts, Sports

February 28th, 2013 by admin

w/ Jim Field

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Cass County Sheriff’s Office warns about debt relief schemes

News

February 28th, 2013 by Ric Hanson

The Cass County Sheriff’s Office today (Thursday) issued a warning to the public about not believing advertisements or telemarketer claims that debt relief is an easy fix which will result in smaller payments and lower debt. All consumer advisories are available to the public at www.IowaAttorneyGeneral.gov under “Protecting Consumers.” The email address is consumer@iowa.gov.

The Sheriff’s Office cited a Consumer Advisory Bulletin issued by Iowa Attorney General Tom Miller, which stated “Debt Relief Scams are more of  a headache, than a relief. ” You can read more about those types of scams, in the bulletin below…

Got debt?  If you’re making payments on a mortgage, a car, an education or credit card bills, you’re in good company.  While manageable debt doesn’t keep most people up at night, getting behind on monthly bills and mounting debt can be overwhelming. But, when advertisements or telemarketers claim there are easy fixes that will result in smaller payments and lower debt, don’t believe them!  Debt relief can be complicated, in certain cases can’t happen without you declaring bankruptcy, and the consequences can impact your credit rating and your finances for many years.

If you’re behind on your bills, start a conversation with your creditors before you talk to anyone offering debt relief.  Ask if you can work out a payment plan. If the answer is no or you can’t seem to reach an agreeable payment plan, call an expert for help. Non-profit credit counseling services will seek reasonable solutions based on your circumstances.  Credit counseling services have trained counselors who work on your behalf with creditors.  These non-profit agencies may charge small fees, but will charge much less than for-profit debt relief companies.  You can find National Foundation for Credit Counseling local member agencies at www.nfcc.org, or call 1-800-388-2227.

For-profit debt relief companies may claim that there are simple solutions for everyone, and often charge pricey advance and hidden fees that don’t go toward reducing your debt.  Those fees can include initial fees, monthly service fees, and a closing fee.  Some firms may do little or nothing but collect fees.  (For-profit debt relief companies that sell their services over the telephone may no longer charge a fee before they settle or reduce a consumer’s credit card or other unsecured debt, but this federal rule does not apply to debt relief agreements made through the Internet or in-person.)

When contacting anyone who provides debt relief services, ask questions up front before agreeing to any services.  Ask about all fees and costs, and request a written copy of the fees they charge.  Don’t do business with anyone who tells you to stop communicating with your creditors.  It’s not only bad advice—it’s illegal to give that advice.

Stopping payments to creditors can increase your debt amount, can hurt your legal standing, and can negatively affect your long-term financial situation.  A debt relief service must explain the consequences of stopping payments to creditors.  Those consequences could include losing your home if it’s a mortgage, increased debt because of penalties and interest, significant damage to your credit rating, exposure to debt collectors, and legal trouble.

If you are considering bankruptcy, do so carefully.  Bankruptcy, depending on the type, can eliminate unsecured debts and stop foreclosures, repossessions, utility shut-offs, certain debt collections and garnishments.  But bankruptcy can also result in unintended and long-term consequences.  You should consult with a lawyer to talk about bankruptcy options.  You’ll find a basic bankruptcy information sheet at www.justice.gov/ust.

To file a complaint or for more information, contact the Iowa Attorney General’s Consumer Protection Division, Hoover Bldg., Des Moines, IA 50319.  Call 515-281-5926, or (toll-free) 888-777-4590.  The website is: www.IowaAttorneyGeneral.gov.

8AM Newscast 02-28-2013

News, Podcasts

February 28th, 2013 by admin

w/ Ric Hanson

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Leash on Life 02-28-2013

Ag/Outdoor, Podcasts

February 28th, 2013 by admin

Info from the Atlantic Animal Shelter.

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Doc Leonard’s Pet Pointers 02-28-2013

Ag/Outdoor, Podcasts

February 28th, 2013 by admin

w/ Dr. Keith Leonard

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THURSDAY, FEBRUARY 28th

Trading Post

February 28th, 2013 by Jim Field

FOR SALE:  I have an 18 week Large Grey/White short haired male Chihuahua. Has not been neutered and is currently in need of a good home. If you can provide a loving, caring home for this dog, it would be greatly appreciated. I am asking $300.00 or best offer. He is in good health, just needs a good home.  Any questions, email me at the following address: ralang66@live.com.

FOR SALE:  USB key board, works good, FREE.  Wireless – G Broadband Router 2.4 GHZ $10.00.   Call 712-249-0077 leave a message.

FOR SALE: Antique wood-burning stove. Round Oak. Excellent Condition. Asking $450. Call 712-304-4998.

FOR SALE: Mens Wheelchair. Very sturdy and in excellent condition.  Call 712-781-2360 after 4:30pm.

FOR SALE: under seat truck storage and organizer. fits Chevy 99-07 classic extended cab trucks. asking $125 o.b.o. can be used as a storage box or has dividers to hold 2 guns securely.

FOR SALE: 1 used General Grabber AW tire. size is P-255/70/R16,with about 80% tread. tire only-no rim.$35 cash,firm.please call 748-3676,leave message if no answer.

FOR SALE:  LG Optimus Elite Smart Phone (LS696) Virgin Mobile No contract.  for voice, text and internet is $55 a month, there are cheaper plans also. Only used 2 months.  Paid $150, asking $85.  249-8475.

WANTED: Different kinds of birdhouses for decoration. If they need to be fixed up that is okay. Reasonable prices. Please call 243-3756

Heartbeat Today 02-28-2013

Heartbeat Today, Podcasts

February 28th, 2013 by admin

Jim Field talks about some tips for removing ice and snow.

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7AM Newscast 02-28-2013

News, Podcasts

February 28th, 2013 by admin

w/ Ric Hanson

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Class 4-A Boys Sub-State

Sports

February 28th, 2013 by Jim Field

  • Bettendorf 59, North Scott 51 (2 OT)
  • Cedar Falls 57, Western Dubuque 40
  • Des Moines Roosevelt 47, WDM Valley 45
  • Dowling Catholic 70, Ankeny 58
  • Dubuque Senior 55, Pleasant Valley 53 (OT)
  • Urbandale 48, Des Moines Hoover 43

Thursday’s game:

  • Iowa City West vs. Cedar Rapids Jefferson @ Cedar Rapids Prairie