Des Moines – The Iowa Insurance Division’s Fraud Bureau reports a Spirit Lake woman, 51-year-old Tammy Jo Zemler,  was charged with three counts of Fraudulent Submissions (Class D Felony), three counts of Forgery (Class D Felony), and three counts of Identity Theft (Aggravated Misdemeanor) following an investigation by the Iowa Insurance Divisions Fraud Bureau.

The charges against Zemler stem from an investigation which began in April of 2022.  According to a criminal complaint filed by the Iowa Insurance Division’s Fraud Bureau, while Zemler was working as an insurance producer, she altered documents and submitted them in support of insurance policies knowing that they misrepresented material facts.

Zemler was arrested on June 1, 2023 and booked into the Dickinson County Jail.  Zemler posted a $36,000 bond and was released. No additional information will be provided at this time.

Tammy Jo Zemler (Dickinson County Sheriff’s Office photo)

Iowans with information about insurance fraud are encouraged to contact the Iowa Insurance Division’s Fraud Bureau at 515-654-6556.

Note: A criminal charge is merely an accusation and the defendants are presumed innocent until proven guilty.