United Group Insurance

Flood buyout appraisals and criteria – Mills County residents

News

October 23rd, 2019 by Ric Hanson

The Mills County Attorney’s Office reports NRH Appraisal Associates, LLC, the contractor conducting the appraisals for the buyout eligible properties in the unincorporated area of Mills County, will be contacting individuals on the buyout list in the next forty-eight (48) hours for assistance in completing the appraisal process. NRH will be contacting property owners via email, if an email address was provided, or by telephone. NRH will conduct a survey with property owners along with a request for any other additional information the property owners may feel would be beneficial to the appraiser.

The criteria, as determined by the Mills County Board of Supervisors, for the one-on-one discussions scheduled to occur between October 29, 2019 and October 31, 2019 are as follows: Ownership/Property Rights ▪ Does the interested party own the property (deed, mortgage, land contract, etc.)? ▪ Is the property the party’s primary residence/homestead? ▪ Are the property taxes paid and is the property free of encumbrances (other than mortgage)?

Condition of Property ▪ Is the property located in the unincorporated area of Mills County? ▪ Was the property inspected and red-tagged/condemned/substantially damaged? ▪ Was damage as a direct result of 2019 Flood? ▪ Does the property have/is the property eligible for flood insurance?

Mitigation/Repetitive Loss ▪ Was the property effected by the 2011 Flood? ▪ Does the property frequently have groundwater/seepwater flooding?

Recovery/Rehabilitation Options ▪ What programs have been/are being considered (Buyout, demolition, NRCS, etc.)? ▪ Have you or are you considering resettling in Mills County? ▪ What options other than buyouts are available (sale to neighboring landowner, partial sale, renovation, cash rent, etc.)? ▪ Is a buyout the best option for interested party? The County?