The Southwest Iowa Housing Trust Fund (SWIHTF), in accordance with grant money received through Federal Home Loan Bank and Iowa Finance Authority, is seeking low to moderate income homeowner applicants in the counties of Cass, Fremont, Harrison, Mills, Montgomery, Page, Pottawattamie (excluding Council Bluffs), and Shelby for housing repairs.  SWIHTF is nearing the end of their waiting list, and needs more homeowners interested in participating in the program.

Community Development Director Amber Carcel says “SWIHTF has maintained a waiting list of 300-500 names or approximately three years long for many years, but it is now below 100 names.  What this means for the low to moderate homeowners in our region is less waiting time until your name comes to the top of our list.”

The FHLB repair program can assist owner occupied households to eliminate health and safety hazards and to conserve energy in their homes.  Examples of assistance include electrical, heating, plumbing, handicap accessibility, windows, etc.  The assistance is in the form of a five year forgivable loan with the average assistance amount being  $5,000 per home in repairs.

Applicants must be the owner of record, reside in the home, and meet income guidelines.  The condition of the home must be suitable for repair. Interested applicants should contact SWIHTF at 712-243-4196 for more information.