DES MOINES, Iowa (AP) — A Minneapolis company must pay $450,000 to refund Iowa residents enrolled in membership programs that charged monthly fees. Attorney General Tom Miller says the settlement involves Iowa residents charged fees through Sempris LLC or one of its predecessor companies, Damark International Inc. and Provell Inc.

The membership programs include Budget Savers, Credit Radar, Value Access and others. The attorney general’s office says its consumers had reported the charges as early as 1993. Residents complained of unwanted credit card charges following trial memberships. Iowa law requires specific disclosures when consumers purchase buying club memberships.

Sempris denies liability as part of the agreement.